By accessing all of the web pages contained within the cbrm site, http://www.cbrm.com.pk (the "Site"), you agree to be legally bound and to abide by the terms set forth below:
PRIVACY INFORMATION
Protecting the Privacy of Information
At the cbrm, we are proud of the relationships we have developed with our clients. In serving as your trust, we are committed to providing you with the highest quality professional and business services while protecting your personal information. This privacy notice contains information about the policies and practices we employ to fulfill this commitment.
This policy applies to both current and former clients.
CBRM obligation and commitment to safeguard confidentiality.
Cbrm has always recognized the importance of holding your personal information in the strictest confidence. While the cbrm. Companies are not licensed to practice public accountancy, many of our employees are members of the Institute of Cost and Management Accountant of Pakistan (ICMAP) and are bound by professional standards of confidentiality that are even more stringent than those required by law. Similarly, employees who are Certified Financial Planners are bound by the rigorous confidentiality standards of their profession. With respect to those clients for whom we prepare tax returns, the Internal Revenue Code prohibits us from disclosing tax return information without client consent, other than for the specific purpose of providing services.
We hold our employees to strict standards of conduct to ensure the confidentiality of client information. We also require companies with which we do business to use appropriately and to safeguard the confidentiality of such information.
cbrm uses and shares information to better serve you.
We use and share information to provide high-quality services and to offer services that we believe will be of value and interest to our clients. For example, your non-public personal information enables us to :
1. Provide you with comprehensive, high-quality services to meet your present and future needs and goals.
2. Navigate you to other companies within the cbrm family that offer other high-quality business and professional services.
Cbrm collects non-public personal information that may include:
3. Information that we collect from you personally in the course of providing services, 5. such as your name, address, phone number, assets, income and investment objectives.
4. Information that we collect, with your consent, from your attorneys and other advisors.
5. Information about the services and products provided to you by the cbrm family of companies, such as the nature of the engagement, , assets placed under management and payment history.
6. Information that we receive from others in order to establish your relationship with us, such as credit reports and income verification.
Cbrm carefully limits information sharing.
If permitted by applicable laws and standards related to the professions in which our employees engage, we may share the information described above within the cbrm family of companies and with selected non-affiliated third parties. This sharing is carefully limited.
Information sharing within the cbrm family.
Within cbrm we restrict employees’ access to non-public personal information based on their need to know information in order to provide you services or offer you additional services or products that may be of value to you.
Other information sharing.
We may also share non-public personal information about you with non-affiliated companies or other organizations as required or permitted by law and our professional standards. For example, we may share this information:
1. With selected professional and financial services providers with whom we have joint marketing agreements to offer you services and products offered by the cbrm family or jointly with such other providers.
2. With companies who help us to provide services to you (for example, the brokerage firm that executes securities transactions on your behalf or the company that processes your tax return).
3. With companies that support cbrm accounting, billing and other systems.
In all of these circumstances, our agreements with the non-affiliated third parties require that they keep your non-public personal information strictly private.
We may also share non-public personal information:
1. As part of our peer review process.
2. With federal and state regulators.
3. In response to subpoenas and as otherwise required by law.
4. To collect or report debts owed to us.
5. In conjunction with a prospective purchase, sale or merger of a professional practice.
We have safeguards in place.
If we retain records relating to the services that we provide, they are protected. In order to guard your non-public personal information, we maintain physical, electronic and procedural safeguards that comply with our professional standards.
PROPRIETARY RIGHTS
All information, data, software, photographs, graphs, videos, typefaces, graphics, music, sounds, and other material (collectively "Content") included on this Site (including, without limitation, text, graphics, logos, button icons, images, audio clips and software) is the property of cbrm. ("cbrm") or its licensors and is protected by IPO and international copyright laws. The compilation (meaning the collection, arrangement and assembly) of all content on this Site is the exclusive property of cbrm. and protected by IPO and international copyright laws.
SUBJECT TO THESE TERMS AND CONDITIONS, CBRM. GRANTS YOU A LIMITED, NON-EXCLUSIVE, ROYALTY-FREE LICENSE TO VIEW THE CONTENT ON THIS SITE. ANY OTHER USE, INCLUDING THE REPRODUCTION, COPYING, MODIFICATION, DISTRIBUTION, TRANSMISSION, REPUBLICATION, DISPLAY OR PERFORMANCE, OF THE CONTENT ON THIS SITE IS STRICTLY PROHIBITED.
The mark CBRM and other graphics, logos and service names are trademarks or service marks CBRM. You are not granted any right to use CBRM's trademarks, service marks, logos, trade dress (including without limitation the layout of this site) or other marks and all such items shall remain the property of CBRM All other trademarks, service marks, product names, and company names and logos appearing on the Site are the property of their respective owners.
DISCLAIMERS AND LIMITATION OF LIABILITY:
CBRM makes every effort to insure the presentation of accurate and current information on this Site, but because of the dynamic nature of the Internet, CBRM makes no warranties or guarantees of the accuracy of the information presented on this Site. In addition, no oral advice or written information given by CBRM or its affiliates, or any of its officers, directors, employees, agents, providers, merchants, sponsors, licensors, or the like, shall create a warranty; nor shall you rely on any such information or advice. You agree that use of this Site is at your sole risk. Neither CBRM nor its affiliates, nor any of its officers, directors, or employees, agents, third-party content providers, merchants, sponsors, licensors or the like, warrant that the Content or this Site will be uninterrupted or error-free; nor do they make any warranty as to the results that may be obtained from the use of this Site, or as to the accuracy, reliability, or currency of any information content, service, merchandise or software provided through this Site.
THIS SITE IS PROVIDED BY CBRM ON AN "AS IS" BASIS. CBRM. MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE OPERATION OF THE SITE, THE INFORMATION, CONTENT, MATERIALS OR PRODUCTS, INCLUDED ON THIS SITE. TO THE FULL EXTENT PERMISSIBLE BY APPLICABLE LAW, UHY ADVISORS, INC. DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TRADE USAGE AND NONINFRINGEMENT.
CBRM. AND ITS LICENSORS WILL NOT BE LIABLE FOR ANY LOSS OF USE, LOSS OF DATA, INTERRUPTION OF BUSINESS, LOST PROFITS OR ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, PUNITIVE AND CONSEQUENTIAL DAMAGES OF ANY KIND, REGARDLESS OF THE FORM OF ACTION WHETHER IN CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, ARISING FROM THE USE OF OR THE INABILITY TO USE THIS SITE OR THAT RESULT FROM MISTAKES, OMISSIONS, INTERRUPTIONS, DELETION OF FILES OR EMAIL, ERRORS, DEFECTS, VIRUSES, DELAYS IN OPERATION OR TRANSMISSION, OR ANY FAILURE OF PERFORMANCE, WHETHER OR NOT RESULTING FROM ACTS OF GOD, COMMUNICATIONS FAILURE, THEFT, DESTRUCTION, OR UNAUTHORIZED ACCESS TO UHY ADVISORS, INC.'S RECORDS, PROGRAMS, OR SERVICES, EVEN IF UHY ADVISORS, INC. HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH LOSSES OR DAMAGES. YOU AGREE THAT THIS PARAGRAPH SHALL APPLY TO ALL CONTENT, SOFTWARE AND SERVICES AVAILABLE THROUGH THE SITE.
This Site has links to other web sites which are not under the control of CBRM and CBRM neither endorses nor is it responsible for the accuracy or reliability of the Contents of any linked site or any link contained in a linked site, or any changes or updates to such sites. Furthermore, the mere presence of a link is not an implication of sponsorship, endorsement or affiliation. Under no circumstances shall CBRM or its affiliates, or any of its licensors, officers, directors, employees, or agents be liable for any loss or damage caused by a person's reliance on information obtained through CBRM or the Site. It is up to you to take precautions to ensure that whatever you select for your use is free of such items as viruses, worms, Trojan horses and other items of a destructive nature.
EXPORT CONTROLS :
The Pakistani export control laws regulate the export and reexport of technology originating in the Pakistan. This includes the electronic transmission of information and software to foreign countries and to certain foreign nationals. You agree to abide by these laws and their regulations, including, without limitation, the Export Administration Act and the Arms Export Control Act and not to transfer, by electronic transmission or otherwise, any Content derived from the Site to either a foreign national or a foreign destination in violation of such laws.
CBRM RIGHTS :
cbrm may elect to monitor areas of the Site electronically and may disclose any Content, records, or electronic communication of any kind
(1) to satisfy any law, regulation, or government request,
(2) if such disclosure is necessary or appropriate to operate cbrm or
(3) to protect the rights or property of cbrm its customers, sponsors, providers, or licensors.
Cbrm reserves the right to prohibit conduct, communication, or Content that it deems in its sole discretion to be harmful, whether to an individual, business entity, cbrm., or any rights of cbrm or any third party, or to violate any applicable law or these Terms and Conditions. Any conduct by you that, in cbrm's sole discretion, restricts or inhibits any other person from using or enjoying the Site will not be permitted. You agree to use the Site only for lawful purposes.
WE RESERVE THE RIGHT TO MAKE CHANGES TO THIS SITE AND THESE TERMS AND CONDITIONS AT ANY TIME AND WITHOUT NOTICE TO YOU.
If cbrm removes any Content from this Site all licenses granted with respect to the removed Content are immediately terminated.
cbrm reserves the right to cooperate fully with state, local, and federal officials in any investigation relating to any Content (including personal or private electronic communication transmitted on cbrm) or purported unlawful activities of any user.
MISCELLANEOUS:
If any provision of this Agreement is held by a court of competent jurisdiction to be unenforceable for any reason, the remaining provisions hereof shall be unaffected and remain in full force and effect. This Agreement shall for all purposes be governed by and interpreted in accordance with the laws of the State of Connecticut without regard to its conflict of laws principles. Any suit or proceeding arising out of or relating to this Agreement shall be commenced exclusively in state or federal court in Chicago, Illinois, and you irrevocably submit to the exclusive jurisdiction and venue of such courts.
ACKNOWLEDGMENT:
This Agreement represents the entire understanding between you and cbrm regarding your relationship with cbrm and supersedes any prior statements or representations.
YOU AGREE TO BE BOUND BY THESE TERMS AND CONDITIONS BY USING THE SITE.
|
